Saving

With all that has been said, written, and discussed about preparing for retirement, it might seem that there is very little remaining that still needs to be talked about.

Human Relations 101 teaches us that when we want to offer effective advice or suggestions, we should start by affirming the other person. So, I’ll start with a word or two of praise for the financial habits of Millennials–persons born in the period between about 1980 and 2000.

Budgets, or the more palatable term “spending plans,” provide structure and can make your financial life less stressful.

With students going back to college and college graduates beginning their careers, it’s a good time to review sometime-tested budgeting tips parents can share with their children.

Multiple studies find that women are less confident about a secure retirement than men. Interestingly, that insecurity flies in the face of women’s advances on the employment front. Women now account for 51.4% of all workers in high-paying management, professional and related occupations. And between 1997 and 2013, when the number of new U.S.