Business

Stocks have benefited recently from increasing hopes of a Federal Reserve (Fed) rate cut, pulling the S&P 500 Index back to within 2% of its record high set April 30. But just how much help would a potential rate cut this summer actually provide?

Submitted by Susan Powers on May 21, 2019

With May seeing a return to volatility in the stock market, we appreciate some investors may be feeling renewed anxiety.  It’s important to remain calm and remember that volatility is a normal part of investing.

It may sound reasonable to get out of the stock market now thinking you’ll eventually getting back in.  However, you’ll likely miss some of the biggest up days in the market having a significant impact on the value of your investments.

What Is Market Timing?

Market timing is a type of investment or trading strategy:

• The attempt to beat the stock market by predicting its movements and buying and selling accordingly
• It is the opposite of a buy-and-hold strategy

Why Market Timing Doesn’t Work

Do the financial services you’re receiving from your financial advisor/broker include tax return preparation and trust drafting for one fee? 

Would you like to receive financial services similar to ultra-high net-worth families?

When planning for retirement, we typically focus on things like asset allocation, 401(k) performance, Social Security and the like. However, there are many nonfinancial aspects to preparing for this exciting phase that can greatly impact your quality of life. Here are some tips and strategies for a happy, healthy and well-rounded retirement.

There are many ways that we support our favorite charitable causes. However, one of the most beneficial ways to support a favorite charity now and in perpetuity is through planned giving.

This is a follow up blog the last blog, “Return to Volatility: Part II”.

Help grow your savings even more by putting the 3 A's (account, amount, and asset mix) to work for you.

In This Issue:

• Key Retirement and Tax Numbers
• Hybrid Funds, Lifestyle or Target?
• What Happened to Your Money?

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In 2018, Americans’ debt hit $13 trillion, with the average American carrying more than $38,000 in debt – not including home mortgages. For many, debt is simply a way of life, with more Americans living from paycheck to paycheck.

In over 40 years of business, our firm has never lost any money for our clients, in part because they don't own mutual funds. The following article seeks to simplify the many complexities of mutual fund expenses so investors are able to discover the true costs associated with mutual fund ownership.