Blog

I came across an article in the Financial Post that I thought was worth sharing.  The article was titled Investing is Boring: If You Want Excitement Go to Vegas.

According to Finaid.org more than $100 billion in federal education loans and $10 billion in private student loans are originated each year. Of course the terms of various loans can vary greatly.

U.S. job growth is driven by startup companies but if you’ve been offered the opportunity to get in on a company’s ground floor it’s important to consider potential risks along with the rewards.

MFS’ recently released findings from its Investing Sentiment Survey show that mass affluent investors (those with between $100000 and $1 million in household investable assets) have pessimistic attitudes toward investing.

In January in response to a requirement of the Dodd Frank law the SEC delivered a report to Congress recommending that broker-dealers be subject to the same fiduciary standard of care as investment advisors. However the SEC delayed imposing the fiduciary rule to conduct a cost benefit analysis.

According to Jim Parker Vice President DFA Australia Limited understanding investment risk begins with accepting that “the market itself has already done a lot of the worrying for you.” As Parker notes “Markets are highly competitive which means that new information is quickly built into prices.

Last month I wrote about a recent article Why We’re Not Wired for Successful Retirements by Philip Moeller that was based on a financial literacy test given to consumers in Chile.

A new report from State Street Global Advisors and the Wharton School Taking on the Role of Lead Advisor: A Model for Driving Assets Growth and Retention offers some insights into how investors’ loss of confidence in markets during the recession prompted many to begin managing their money themselves or to engage multiple advisors to diversify the risk they p

Do American workers have confidence that they will receive future benefits from Social Security? Results from the Employee Benefit Research Institute’s 2011 Retirement Confidence Survey (RCS) show most American workers are skeptical about the program. Here are some statistics from the report:

We probably all can recall hearing our mother say “Don’t put all your eggs in one basket.”  That solid advice to diversify is often misapplied to the investing front. Some investors think that buying 50 blue chip stocks complies with that adage.