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It’s what no one ever wants to hear: “The test results have come back positive.”

The title of this article comes from the opening line of the famous poem, “If” by Rudyard Kipling. In the poem, he lists several attributes that define a responsible, levelheaded adult.

One key way to build serious wealth—whether in a business or your everyday life—is to effectively and consistently negotiate deals that are good for you and your bottom line. Ideally, everyone walks away from a negotiation feeling good about the outcome—a win-win scenario.

The Holidays are a time of tradition and giving. For 16 consecutive years, we have offered to make contributions to charities in honor of our clients instead of sending gift baskets during the Holiday Season.

Want to see some amazing results in your life? Ask questions and then listen well. We have discovered that a disproportionate number of the most successful people consistently and systematically use an approach known as insightful questioning to build rapport with other people in ways that generate much better outcomes. 

Many investors may be feeling as if they got coal in their stockings for Christmas, given the 650-point fall in the Dow Jones Industrial Average (DJIA) in its Christmas Eve trading session. The S&P 500 and Nasdaq indices performed similarly, falling 2.7 and 2.2 percent, respectively.

There’s a great quote by Jean-Paul Sartre: “We are our choices.” When it comes to our happiness and our overall success in life, that’s truer than you might have realized.

Being named the executor of a family member’s (or other loved one’s) estate is, in many ways, an honor. The decision shows that the person saw you as a highly trustworthy, capable person of integrity. 

One of the reasons some analysts have given for the recent jitters in the stock market is the much-publicized threat of a government shutdown on Friday at midnight, as President Trump demands $5 billion to build a border wall and his Democratic opponents refuse to cooperate with the demand.

As odd as it may sound to some people, having a million dollars in your retirement account may not guarantee you a financially secure retirement. Several variables could erode your savings much quicker than anticipated, making that million dollars dry up too soon. Here are three common scenarios: