Looking at a chart of stock market returns for the twenty years from 2000 to 2019 could easily bring to mind the opening line of Charles Dickens’s A Tale of Two Cities: “It was the best of times, it was the worst of times.” But this period, marked by both lackluster performance and a record-breaking bull market, holds some important lessons for investors.
We are all familiar with cycles. In elementary school, we learned the cycle of water: how it forms clouds, falls as rain, runs to the sea, and evaporates to form more clouds. We have all experienced the cycle of the seasons and even the cycle of human life. As the Bible says—and as the Byrds sang in the 1960s—“To everything there is a season.”
For clients approaching retirement, the recent world trade headlines have been pretty unnerving. Every time the U.S. and China exchange threats or the “T” word—tariffs—is in the news, the resulting gyrations on Wall Street produce churning stomachs.
Previously on our blog, we’ve discussed the pros and cons of refinancing, and everything we said then still applies: 1) make sure the interest rate is enough lower that you can save real money; 2) evaluate how long you plan to stay in your home to be sure that refinancing mak
Adding to the long and growing list of data breaches committed against major financial and retail organizations, a hacker allegedly gained access to the personal financial data of about 100 million Capital One customers in July.
If you are part of the 68 percent of U.S. households that own a pet*, you probably think of it as a true member of the family—one you love and cherish. But what would happen to that cherished family member if you were to die suddenly?