Often in the financial markets, it’s useful to pause and look back to see if we can gain some perspective. After all, it is commonly accepted wisdom that those who refuse to learn from history are doomed to repeat it, to paraphrase philosopher George Santayana.
Long term care (LTC) insurance is designed to cover costs incurred for types of healthcare assistance for elderly and disabled persons that Medicare doesn’t cover.
Many of us associate the use of a power of attorney (POA) with someone who is incapacitated and unable to make decisions or take actions on their own behalf. That is certainly a situation where a power of attorney would be applicable, but there are many others.
At the end of August 2003, traveler Mark Scharenbroich found himself driving his rental car down the freeway in Milwaukee, surrounded by bikers clad in black leather, all 
of them astride gleaming, roaring Harleys.
What would happen if you or your child caused a car accident that resulted in serious injuries or the deaths of others?
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