The chart below from Craig Israleson’s article Best Way to Increase Retirement Savings clearly illustrates the value of beginning to save for retirement early in your career.  With a 6% average annual return if you save 6% of your salary
According to the recently published annual report from the Giving USA Foundation and the Indiana University Lilly Family School of Philanthropy individual charitable giving in the United States grew almost 4% last year while corporate donations increased at triple that
Your portfolio’s return comes from two places. Stocks offer price appreciation and dividends and bonds provide income from coupon payments and the return of principal. Of course because bond yields have been low for a prolonged period of time investors may be tempted to chase yield.
I was interested to read Evelyn Rusli’s recent article in The Wall Street Journal “The Facebook IPO One Year Later.”  Of cour