At Bernhardt Wealth Management, our mission is to help you make smart decisions about your money. To do so, we use a systematic consulting process to determine what type of plan will ensure that you reach your goals. We have designed this process specifically to help us do three important things:
- Understand your true financial goals.
- Create the best possible plan for achieving those goals.
- Keep us on track at each step of the process.
Our Strategic Client Consulting Process™ is based on a series of five meetings.
At our initial meeting, we will conduct a discovery interview. This will identify the obstacles you face in achieving all that is important to you. We will look at where you are, where you want to go and how we can maximize the possibility of getting you there.
WHAT TO BRING:
- Last two years' tax returns
- Current bank, mutual fund, brokerage and retirement plan statements
- Current insurance policies
- Copies of wills or trusts
- Other documents that will help us fully understand your financial situation
At this meeting, we will present our findings regarding your current situation (called a Gap Analysis), our recommendations for how we can bridge the gaps in order to reach your goals, and your personalized Investment Plan. These tools will form the foundation for all of our work together.
While you may be tempted to implement your plan immediately, we will wait until you have had time to thoroughly review it. We are looking for a lifelong relationship, so we want to make sure you are completely comfortable with every step of the process.
At this point, we will be ready to make a mutual decision about whether Bernhardt Wealth
Management can add substantial value, and if we should proceed. If we both choose to work together, then we will commit to each other to work toward achieving everything that is important to you. We will also execute the documents necessary to put your investment plan into motion.
WHAT TO BRING:
- Any questions or concerns you have regarding your Investment Plan, our investment recommendations or our analysis of your situation
When you have multiple investment accounts, it is easy to become overwhelmed by the amount of paperwork you receive. At this meeting, we will help you organize all that paperwork in a notebook that we provide. We will also answer any questions you may have so that you understand exactly what is happening with your money and how it relates to your Investment Plan.
WHAT TO BRING:
- All the new account paperwork that you will receive in the mail
- Any questions you may have regarding the execution of your Investment Plan
These meetings, which we will schedule at intervals convenient to you, give us an opportunity to review any major changes in your personal or financial situation since our last meeting. If these changes mean that we need to make adjustments to your Investment Plan, we will do so. We will also review your overall progress toward your long-term financial goals.
WHAT TO BRING:
- Any questions you may have about your progress
- Any insight you might have about foreseeable changes to your current situation or goals
e recognize that your situation and goals may change over time. We designed the Strategic Client Consulting Process™ to accommodate new developments in your life. The process may be restarted whenever we mutually determine that a new Discovery Meeting, Gap Analysis and Investment Plan are warranted.
