Areas of Expertise Portfolio management Retirement and estate planning Planning for executives and business owners
	Education/Certification B.S., University of Virginia, Commerce Certified Public Accountant (CPA) Personal Financial Specialist (PFS) CERTIFED FINANCIAL PLANNER™ professional Accredited Investment Fiduciary (AIF®)
	Affiliations/Memberships Board Member, University of Virginia Chamber of Commerce National Association of Personal Financial Advisors Financial Planning Association Virginia Society of Certified Public Accountants American Institute of Certified Public Accountants Northern Virginia Estate Planning Council
	Media Resource Book Author, Profiles in Success: Inspiration from Executive Leaders in the Washington D.C. Area MSN Money CNN Money Kiplinger The New York Times Today’s Chiropractic Lifestyle magazine Executive Leaders Radio

resident and founder of Bernhardt Wealth Management, Gordon Bernhardt is focused on providing high-quality service and independent financial advice to his clients. He specializes in addressing the unique needs of successful professionals, entrepreneurs and retirees, as well as women in transition.

Gordon recognizes that while fulfilling work is important, the greatest rewards come from living a well-rounded life. For that reason, he strives to relieve his clients of their financial anxieties, so that they can pursue their dreams.

Having grown up in a Nebraska farming community, Gordon left the Midwest in the early 80s for his first job as assistant to a U.S. House Representative in Washington, D.C., followed by a position for the U.S. Senate Finance Committee. On entering the financial industry, Gordon worked for Price Waterhouse (now PricewaterhouseCoopers) and then spent three years in the corporate accounting world. Next, he worked for Acacia and American Express Financial Advisors (now Ameriprise) before starting his firm in 1994.

Gordon holds a degree in commerce from the University of Virginia. He is a Certified Public Accountant and Personal Financial Specialist. Committed to a higher fiduciary standard of excellence, he has earned the professional designations of CERTIFIED FINANCIAL PLANNERTM professional and Accredited Investment Fiduciary®.

Outside of work, Gordon is a board member of CrisisLink and past board member of the Orphan Foundation of America. He is also actively involved with BEST Kids Mentoring Program and Action in Community through Service.

	Areas of Expertise Comprehensive Financial Planning Wealth Management Asset Allocation College Savings Plans
	Education/Certification Accredited Asset Management SpecialistSM CERTIFED FINANCIAL PLANNER™ professional Executive Certificate in Financial Planning Georgetown University Securities and Insurance Licenses: Series 7, 63, and 66 B.A., Miami University
	Affiliations/Memberships National Association of Personal Financial Advisors (NAPFA) Financial Planning Association (FPA)
	Published Articles Political Geography The Inscription of Difference

s director of financial planning at Bernhardt Wealth Management, Tim Koehl is focused on providing high-quality service and independent financial advice. He specializes in addressing the distinctive requirements of corporate executives, pre- retirees and retirees, as well as women in transition.

Tim excels at developing a uniquely customized approach for each client's planning needs, objectives and goals. With Tim, the entire process revolves around the client. Only after fully understanding an individual’s situation does he begin charting a course to help ensure long-term financial security.

Having worked in the financial services industry for 16 years, Tim literally grew up immersed in the business. His father was a CERTIFIED FINANCIAL PLANNER (CFP®) professional and both of his brothers continue to work in financial services. Tim was inspired by the positive impact his father had on his clients’ lives. From him, he learned that by putting the client first and focusing on their goals and aspirations, he too could help people achieve their dreams with a disciplined approach to investing and personal finances.

Tim has earned the professional designations of Accredited Asset Management Specialist^SM and CERTIFIED FINANCIAL PLANNER™ professional. He holds an Executive Certificate in Financial Planning from Georgetown University, as well as Series 7, 63 and 66 securities and insurance licenses. Tim attended Miami University where he received a degree in geography.

When not in the office, Tim keeps busy with his family and a wide range of outdoor interests including camping, fishing, biking and kayaking.